Do you help with roof insurance claims?

Do you help with roof insurance claims?

The Short Answer

Yes. We inspect and document the damage with photos, explain what we found, and can meet with your insurance adjuster during their inspection. We work with homeowners and their insurance companies so covered work is documented properly, but your insurer decides what is covered.

What You'll Learn In This Article

Yes. We help homeowners through the roof insurance claim process from the first inspection through the finished roof. Your insurance company decides what is covered; our job is to make sure the damage is found and documented clearly.

By the numbers

  • On an actual cash value policy, Tennessee’s insurance regulator shows a $10,000, 5-year-old roof with a $1,000 deductible paying $6,500 after depreciation.
  • On a replacement cost policy, insurers may pay the depreciated amount first and the rest after you submit the final invoice.

How we help

  • Inspection and documentation. We inspect the roof and photograph the damage so you know what you’re dealing with before you call your insurer.
  • Adjuster meeting. With your permission, we can be at your home when the insurance adjuster inspects, so nothing is missed.
  • Scope review. We review the insurance estimate with you and point out items that may have been left off.
  • The work itself. We handle the repair or replacement, permits, and scheduling.

What we won’t do

We won’t promise a claim will be approved or tell you to file when the damage doesn’t justify it. If repair costs are below your deductible, we’ll tell you.

Next steps

Start with a roof inspection. Learn more about storm damage or see the insurance companies we work with.

Sources

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